Step-By-Step Home Buying Process to Book Your 4 BHK in Kolkata

April 09, 2024


Embarking on the journey to purchase your dream house is an exciting path. It is quite adventurous to book a 4 BHK flat in Kolkata, the city of joy, where each corner has its own distinct flavour. This guide outlines the home-buying process in Luxuria Heights and Victoria Vistas by the Salapuria Group, the two top residential neighbourhoods offering luxurious apartments.


The Home Buying Guide for 4 BHK Flats in Kolkata


  • Research Housing Properties  

Begin with research about the housing market in Kolkata, specifically in the areas of South Kolkata and Tangra. Explore the facilities, surroundings, and ambiance of various apartment buildings. Salarapuria Victoria Vistas stand out from the others due to their strategic location and modern amenities. 


  • An Outline for Financial Planning

Create a plan based on your budget. Take into account elements such as monthly installation, home loan, and down payment. To clarify, simply speak with a mortgage broker or financial advisor to learn about the options. If necessary, obtain pre-approval for a home equity loan. 


  • Check Out the Properties

To experience their offerings directly, make time to visit Victoria Vistas and Luxuria Heights by the Salarpuria Group. Observe the designs, level of construction, and atmosphere. Furthermore, consider the neighbourhood's surroundings, proximity to significant amenities, and ease of access to notable locations. 


  • Verify The Paperwork    

Discuss customization options, ask any questions, and confirm that you understand the terms and conditions by speaking with the developers or authorized representatives. Carefully review every single piece of the legal paperwork, such as the payment schedules, property specs, and title deeds.


  • Loan Administration 

If a house loan is required, choose less reputable banks over sophisticated financial institutions. Submit all documentation, including evidence of income, identity, and property information. To speed up the approval process, keep in regular contact with the lender. 


  • Settlement and Agreement

Talk about the terms with the developer or seller while keeping the going rates and budget in mind. Consult a real estate specialist if necessary. Sign the purchase agreement and proceed with the first payment after getting satisfied with the deal.  


  • Exercise Legal Diligence 

Speak with a property lawyer or other legal expert to conduct due diligence on the property. Check for any encumbrances or local regulations, and confirm the legitimacy of the documents. Ensure all questions are answered, and only move forward once given the all-clear.


  • Registration

Follow the agreed-upon payment schedule for the remaining amounts. Collaborate with the developer to finalize the registration procedure and grant you ownership of the property. In accordance with government regulations, pay the appropriate stamp duty and registration fees. 


  • Transferring the Ownership

Waiting on the issuance of the certificate of occupancy and the completion of the construction. Examine the 4BHK apartment thoroughly to make sure it complies with the established requirements. Once everything has been verified satisfactorily, take possession of the new house and begin making arrangements to move in.  


  • After-Purchase Support

Enjoy the comforts of the new apartment while staying connected with the developer for any kind of post-purchase assistance. Engage with the vibrant community of the housing complex in South Kolkata


Final Imprint 

By following these step-by-step processes thoroughly, you can buy a 4 BHK flat in Kolkata’s modest neighbourhood. Regardless of the choice between Luxuria Heights and Victoria Vistas by the Salarpuria Group, the new house promises a comfortable, elegant, and convincing lifestyle in the middle of the busy cityscape.