What Benefits a Woman Apartment Buyer Can Avail in Kolkata

January 09, 2023

We had left behind those days when women used to depend on men to fulfil their dreams. Now women are financially independent and are able to carry out their own expenses. As they are financially self-sufficient, they can also buy themselves a home of their own. Having a home of their own also symbolises social status and class.

Today’s real estate builders in Kolkata, like the Salarpuria Group and home loan financers, have identified this and have made special provisions for women home buyers. They are bringing up many offers and incentives to lure them into buying apartments in Kolkata. A woman home buyer has many advantages in buying a home. 


Some of the Amazing Benefits Are as Follows:

Low Stamp Duty-

So as to encourage women to become independent homeowners, banks charge a lower stamp duty when compared to men.


Benefits Under PMAY-

The Pradhan Mantri Awaas promotes women empowerment. So they have received the extra advantage of availing loans. According to the scheme, one of the co-owner of the property has to be a woman to avail the extra benefits and enjoy a tax deduction. And if you are a woman belonging to the Economically Weaker Section (EWS) and Lower Income Group (LIG), you can get a subsidy of 6.5%


Lower Interest Rates on the Home Loan-

According to banks and financial institutions, women home loan borrowers in India are more reliable. Records show that they are less likely to do fraud. 

Many public and private sector home loan lenders give special subsidies on home loan interest. Females need to give a low EMI when compared with males.

Eligibility Criteria-

Banks offer relaxed eligibility criteria to women loan applicants. Women between the age group 23 years to 58 years can avail of a home loan based on their income status. 

You can easily get a home loan if you are earning for more than 3 years. Also, can repay the amount within a tenor of up to 25 years with reduced EMIs. 


Choose the Best Choice Salarpuria Group:

We are one of the top builders in Kolkata that offers flats in Kolkata. Meraki is one of our luxury projects in South Kolkata, where you can enjoy life amidst extraordinary facilities. Situated in Joka, the best apartments in Kolkata by Meraki are well connected to other parts of the city, which ensures hassle-free transportation. 

Also, we have not left nature behind, as being surrounded by nature is the need of the hour more than just a want. Have the luxury of owning a sun-kissed front garden and a nostalgic backyard with a private terrace. We offer top-class amenities that fulfil your dream of having all the luxuries of life. 

Gone are the days when women came across judgements from society. Now banks and government organisations are motivating women to have their own independent houses. Thus, banks are lending home loans on special concessions. So, make your dream come true by having a home which you can call yours.